Terms of Service

Terms of Service

Last updated: 12 November 2025

⚠️ IMPORTANT: NOT FINANCIAL ADVICE

READ THIS FIRST - By using this website or any of our services, you explicitly acknowledge and agree that:

Professional Services - NOT Financial Advice

GrassRoots Crypto provides professional crypto education and consulting.

What I provide:

  • Education on how cryptocurrency technology works
  • Consulting services (protocol analysis, documentation, technical guidance, business strategy, SMSF guidance)
  • Guidance on understanding DeFi, self-custody, and blockchain technology
  • Teaching you HOW crypto works - NOT WHAT to do with your money

What I do NOT provide:

  • Financial advice or investment recommendations
  • Tax advice or legal counsel
  • Accounting services

Your responsibility:

  • YOU make all decisions and are solely responsible for them
  • YOU are responsible for your own research
  • GrassRoots Crypto has ZERO liability for your decisions

Introduction & Acceptance

Welcome to GrassRoots Crypto. By accessing or using this website (grassrootscrypto.io) or any of our services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our site or services.

Cryptocurrency and Digital Asset Classification

Regulatory Information: Under Australian law (ASIC guidance), some cryptocurrency and digital assets are classified as financial products, including but not limited to:

  • Stablecoins (fiat-backed)
  • Wrapped tokens
  • Tokenised securities
  • Some DeFi protocol tokens (depending on structure)

Bitcoin is NOT classified as a financial product under current ASIC guidance.

Where we discuss cryptocurrency or digital assets on this website or in educational sessions:

  • We provide educational information only about technology, mechanics, and concepts
  • We do NOT provide financial product advice, investment recommendations, or opinions about whether specific assets are suitable for you
  • The classification of digital assets is evolving, and you should verify current regulatory status

Regulatory Authority: The Australian Securities and Investments Commission (ASIC) regulates financial product advice in Australia. Only holders of an Australian Financial Services Licence (AFSL) or their authorised representatives may provide financial product advice.

GrassRoots Crypto does not hold an AFSL and does not provide financial product advice.

Self-Managed Super Fund (SMSF) Services

Information and educational services related to Bitcoin and cryptocurrency in SMSFs are provided for educational purposes only. SMSF strategies involve complex tax, legal, and regulatory considerations unique to each individual’s circumstances.

GrassRoots Crypto helps you understand the concepts and considerations around holding crypto in SMSFs.

User Responsibilities

By using this website or our services, you agree that:

  1. You are solely responsible for evaluating all information provided
  2. You will conduct your own research and due diligence
  3. You take full responsibility for all actions and decisions you make
  4. You understand the risks associated with cryptocurrency and DeFi
  5. You will not hold GrassRoots Crypto liable for your financial decisions

Limitation of Liability

To the fullest extent permitted by law:

  1. No Liability for Financial Losses: GrassRoots Crypto and its operators are not liable for any financial losses, damages, or consequences resulting from:

    • Use of information provided on this website
    • Participation in educational consultations or coaching sessions
    • Actions taken based on educational content
    • Investment or financial decisions you make

  2. Educational Content Accuracy: While we strive to provide accurate and up-to-date educational content, cryptocurrency and DeFi are rapidly evolving fields. Information may become outdated or may not be fully comprehensive.

  3. Technical Issues: We are not liable for any technical issues, website downtime, or loss of data.

  4. Third-Party Links: This website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these external sites.

When you book and pay for educational consultations or coaching sessions:

  1. Nature of Service: You are purchasing educational consultation to help you understand crypto concepts and navigate the crypto space.

  2. What You Receive: Educational guidance on cryptocurrency concepts, DeFi mechanics, self-custody practices, and blockchain technology.

  3. Your Decisions Are Your Own: All financial, investment, and tax decisions you make are 100% YOUR responsibility.

  4. Refund Policy: Refund requests must be made at least 24 hours before the scheduled session

  5. Cancellation: We reserve the right to cancel or reschedule sessions with reasonable notice

  6. Recording: Sessions may not be recorded without explicit written consent from both parties

Intellectual Property

All content on this website and YouTube channel, including videos, articles, images, graphics, and other media, is the intellectual property of GrassRoots Crypto and is protected by copyright laws.

Please refer to our Disclaimer for detailed copyright and permissions information.

Privacy

We respect your privacy. Any personal information collected through contact forms or booking systems will be used only to provide our services and will not be shared with third parties except as necessary to deliver those services (e.g., Calendly for scheduling).

Prohibited Uses

You may not use this website or our services to:

  1. Violate any applicable laws or regulations
  2. Engage in fraudulent activities
  3. Distribute malware or harmful code
  4. Harass, abuse, or harm others
  5. Impersonate GrassRoots Crypto or its representatives
  6. Scrape or harvest content without permission

Indemnification

You agree to indemnify and hold harmless GrassRoots Crypto, its operators, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

  1. Your use of this website or services
  2. Your violation of these Terms of Service
  3. Your violation of any rights of another party
  4. Financial decisions you make based on educational information provided

Changes to Terms

We reserve the right to modify or update these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website or services after changes constitutes acceptance of the modified terms.

We recommend reviewing these Terms of Service periodically for any updates.

Governing Law

These Terms of Service are governed by the laws of South Australia, Australia. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of South Australia.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have questions about these Terms of Service, please contact us:

  • Email: info@grassrootscrypto.io
  • Contact Form: Contact Page
  • Location: Adelaide, South Australia

By using this website or our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.